Loan Programs

# CATEGORIES OF LOAN

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BASIC HOME LOAN

Basic home loans – or ‘no frills’ loans – offer borrowers a loan with a low interest rate.

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FIXED RATE HOME LOAN

A fixed rate home loan will allow you to fix your interest rate for a specific period, usually from one to five years.

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STANDARD VARIABLE RATE HOME LOAN

A fixed rate home loan will allow you to fix your interest rate for a specific period, usually from one to five years.

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LOW DOC HOME LOAN

If you’re a self-employed, contract or seasonal worker and do not have a regular income a low doc loan may be a solution.

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SPLIT RATE HOME LOAN

Want the best of both worlds? A split-rate home loan offers both flexibility and security.

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INTEREST ONLY HOME LOAN

Interest-only loans offer borrowers lower repayment options, while maintaining many of a traditional loan’s features.

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REVERSE MORTGAGE

A type of mortgage in which a homeowner can borrow money against the value their home.

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INTRODUCTORY RATE

Many lenders offer reduced interest rates for a limited time at the beginning of your loan.

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